Pay By Finance

You can now spread the cost of your Perch & Parrow order across 12 months by paying with our award-winning, 0% interest credit solution, provided by Klarna Retail Finance.

At checkout, you will only need to pay a 15% deposit of the total cost and then complete your finance application directly with Klarna.

Order Value 15% Deposit Amount of Credit Monthly Repayments Total Paid Apr
£750 £112.50 £637.50 £53.13 £750 0%
£1000 £150.00 £850.00 £70.83 £1000 0%
£1500 £225.00 £1275.00 £106.25 £1500 0%
£2000 £300.00 £1700.00 £141.67 £2000 0%
£2500 £375.00 £2125.00 £177.08 £2500 0%
£3000 £450.00 £2550.00 £212.50 £3000 0%
£3500 £535.00 £2975.00 £247.92 £3500 0%
£4000 £600.00 £3400.00 £283.33 £4000 0%

FAQs

How does paying by finance work?

To pay for your order by interest-free credit, all you have to do is select this payment method at the ‘Payment’ step on checkout. Shortly afterwards, you will receive a preliminary order confirmation,prompting you to complete your online finance application directly with Klarna. This step takes no longer than two minutes and is completed via a simple, secure form on Klarna Retail Finance website. At the end of the process, you will be given an immediate decision on your finance application.

What is the minimum spending to pay by finance?

Our interest-free credit payment option is available on all purchases made at www.perchandparrow.com with a grand total of £750 or above.

Are there items excluded from pay by finance?

There are no restrictions on the items you can pay by finance as long as the total value of your order is equal or over £750.

What about interest?

A 0% interest applies to our pay by finance solution. You will not be charged any interest on top of your purchase amount when using this payment method.

How do repayments work?

Your repayments start a month after the date of your purchase, and will be spread across 12 months.These will be taken from your bank account by direct debit, as agreed on your finance application with Klarna.

Can I learn more about Klarna and their T&Cs before applying?

Of course! Klarna is an award-winning Retail Finance provider. You can find more information on this company and their T&Cs visiting https://www.klarna.com/uk/terms-and-conditions/
Please note that when applying to pay by 0% finance at perchandparrow.com, you enter in a direct credit application agreement with Klarna Retail Finance. We strongly advise you to read everything carefully before applying.

Check if you qualify for Payment by Finance

When you choose to pay by finance at Perch & Parrow, all Perch & Parrow terms and conditions apply.
To be eligible for 0% finance, you have to be:
- 18 years of age or over.
- A permanent UK resident for at least three years.
- Be employed/self-employed for at least 16 hours a week, be retired with an income, or live with a spouse who qualifies under these conditions.
- Be able to make payments by direct debit


IMPORTANT: When applying to pay by 0% finance you enter directly in a credit application agreement with Klarna Retail Finance. You can find more information on this company and their T&Cs here: https://www.klarna.com/uk/terms-and-conditions/ we recommend you read everything carefully before applying.